Manju Seal

Manju Seal is Founder and Managing Partner of Terra Impact, where she advises boards, C-suite executives and senior leaders on sustainability strategy, sustainable finance and credible pathways to long-term value creation.

Her work brings together deep capital markets experience with an understanding of the evolving sustainability landscape. She works with corporations, financial institutions, investors and mission-driven organizations seeking to translate environmental and social priorities into clear strategic and financing approaches. She brings an independent perspective to complex decisions across strategy, sustainability, capital and risk.

Having worked across both the issuer and investor sides of the financial markets, she brings a practical understanding of how sustainability objectives intersect with corporate strategy, financing decisions, investor expectations and market realities. Her perspective connects sustainable finance with strategic and financing considerations across energy and infrastructure, industrial transition, resource efficiency, resilience and nature-related solutions.

Manju is particularly experienced in sustainable debt with expertise spanning green, social, sustainability, transition and sustainability-linked financing. She also advises across the US-India corridor, reflecting a deep understanding of Asian markets and the region’s growing sustainability ambitions.

Manju draws on her multidisciplinary academic background combined with deep experience spanning buy-side and sell-side financial markets, sustainable finance leadership, investment management and nonprofit governance to help boards and senior leaders evaluate sustainability and financing decisions through the lenses of strategy, risk and long-term value creation.

Previously, Manju was BMO Financial Group's inaugural Head of Sustainable Finance and Capital Markets ESG Lead, having joined the bank as its first sustainable finance banker. She established and led Sustainable Finance Advisory for corporate and institutional clients and helped build sustainable finance as a new line of business within BMO Capital Markets. She was a key contributor to the firm’s CAD $400 billion sustainable finance commitment.

Earlier in her career, she worked at Goldman Sachs in FICC Structured Finance, with a focus on securitization, and later led Fixed Income Risk & Performance Analytics at Goldman Sachs Asset Management.

Beyond financial markets, Manju has more than two decades of leadership and governance experience with nonprofits and social enterprises. She is a frequent speaker and moderator at industry forums, contributing perspectives on capital allocation, sustainability, risk and governance.