Sustainable Finance · Long-Term Value Creation
Manju Seal
Founder & Managing Partner, Terra Impact
Former Head of Sustainable Finance & Capital Markets ESG Lead, BMO Financial Group
With experience spanning investment banking, institutional asset management, sustainable finance and nonprofit governance, Manju advises senior leaders on navigating complex sustainability priorities while connecting strategy with capital, investors and long-term value creation.
Navigating Strategy, Sustainability, Capital and Risk
About
Leading Terra Impact
Manju Seal is Founder and Managing Partner of Terra Impact, where she advises boards, C-suite executives and senior leaders on sustainable finance, sustainability strategy, capital markets and pathways to long-term value creation.
Her work brings together deep capital markets experience with an understanding of the evolving sustainability landscape. She works with corporations, financial institutions, investors, nonprofits and other mission-driven organizations seeking to translate environmental and social priorities into credible strategies, financing approaches and investment opportunities.
Manju is particularly experienced in sustainable debt and capital mobilization, with expertise spanning green, social, sustainability, transition and sustainability-linked financing. Having worked across both the issuer and investor sides of the market, she brings a practical understanding of how sustainability objectives intersect with corporate strategy, financing decisions, investor expectations and market realities.
Building Sustainable Finance at BMO
Previously, Manju was BMO Financial Group's inaugural Head of Sustainable Finance and Capital Markets ESG Lead, where she established and led the Sustainable Finance Advisory for corporate and institutional clients. She helped build sustainable finance as a new area of business within BMO Capital Markets and advised clients on sustainable bond underwriting, product development and other financing solutions.
She led the launch of BMO's Sustainable Bond Program and its landmark US$500 million sustainability bond issuance in 2019, co-authored BMO's Sustainable Financing Framework, and was a key contributor to the firm's global sustainable finance commitment. She also served on BMO's firm-wide Sustainability Council.
Earlier Career
Earlier in her career, Manju worked at Goldman Sachs in FICC Structured Finance and later led Fixed Income Risk & Performance Analytics at Goldman Sachs Asset Management. Her experience also includes fixed income portfolio management and quantitative investment analysis.
Beyond Financial Markets
Beyond financial markets, Manju has more than two decades of leadership experience with nonprofits and social enterprises addressing environmental and social challenges. She is an American Marshall Fellow, Board President Emerita of Narika, former Executive Director of Singapore-based LEAP201, and a board director of Proximity Designs.
Education
She holds 3 masters degrees, in: business administration, mathematics and ethnomusicology.
Today, she brings her experience to organizations navigating increasingly interconnected questions of strategy, sustainability and capital.